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    Acadiana Community

    Welcome to the Advancial Family! You are eligible to join one of the largest and oldest credit unions in the country if you live, work, worship or attend school in any of these parishes in Louisiana: Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, Vermilion

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    Why Join Advancial?

    No matter where you are in your financial journey, we have the tools you need to build your dreams – from your first auto loan to your retirement savings. Join today and start taking advantage of the personalized service, innovative products and industry-leading rates that our members have been enjoying since we first opened our doors in 1937. Membership is free and begins automatically when you open a savings account with a $5 minimum deposit. We do what’s best for you - not for profits. Join today!
    Join Advancial Today

    Join Advancial Today

    Endless perks, tons of free benefits, low-or-no cost services - the reasons for joining Advancial are endless. This is better banking, built for you.

    Better Banking

    Ultimate Checking

    • No monthly maintenance fees
    • No minimum balance requirements
    • Unlimited free ATMs worldwide
    • Unlimited Debit card rewards
    • Free checks
    I Want the Ultimate

    Visa® Rewards Plus

    • 0% Intro APR for 12 months. After intro period, low rate of 9.90%-16.90% based on creditworthiness
    • Unlimited rewards
    • No annual fee
    • No penalty rate
    No Compromises

    Auto Loans

    • Same rates for new, used, or refinance
    • Finance up to 100% of vehicles MSRP
    • Discounted rates when you sign up for automatic payments
    • Fixed rates & payments
    • Flexible terms
    Learn More

    How Can I Access My Account?

    cuAnywhere® Online Banking

    cuAnywhere® Online Banking allows members to view account balances, make transfers, open accounts and complete a wide-range of other financial transactions. It's your credit union, anywhere!
    Learn More

    Advancial Mobile App

    The Advancial mobile app gives you secure access to your accounts and financial information no matter where you are. We utilize robust SSL security to give you confidence to make transactions on the go.
    Learn More

    Telephone Banking

    Call us 24-hours a day at 800.322.2709 and our Voice Assistant will help you with all of your banking needs - such as checking a balance or activating a card - or speak to a Member Service Representative during business hours.
    Learn More

    Find a Branch

    Prefer to do your banking in person? Find your nearest Advancial branch location and experience the great service that has helped us grow to be one of the largest and oldest credit unions in the country. 
    Find a Branch

    Shared Branches

    Shared branches allow you to access your accounts at 5,000+ credit union locations nationwide, just as you would at your local Advancial branch. This is a great solution for members who value our unbeatable products and services but don’t live near one of our branches. 

    What can you do at a shared branch?
    • Make deposits
    • Check your balance
    • Withdraw funds from checking or savings
    • Make a loan payment
    • Transfer funds
    Find a shared branch

    Big Bank Benefits without Big Bank Baggage

    Mortgages

    The mortgage process can be complicated and intimidating. At Advancial, we don't just want to be  mortgage lenders – we want to be mortgage guides. Whatever your home-buying situation, we have the product for you.

    • Fixed Rate
    • Adjustable Rate
    • Refinances
    • Home Equity
    • Jumbo
    Learn More

    You Save It. We'll Keep it Safe.

    Our competitive rates will help you grow your savings and investments securely.

    Savings Account
    • A basic savings account will establish your membership with Advancial. The minimum deposit to open is $5 and you'll earn dividends when you have a minimum balance of $100. There are no monthly service fees.
    Savings Certificate
    • Our high-rate certificates help you get the most out of your deposits.
    Money Market
    • Our money market account combines the advantagesof higher dividend rates with the flexibility to withdraw funds anytime.
    IRAs
    • It’s never too early to start building your retirement. We offer a variety of IRA investment options to suit your needs.
    Investment Services
    • Our team of qualified advisors offer a full suite of financial investment services.

     

    Tools & Resources

    Financial Calculators

    Auto Loan Calculators

    Crunch the numbers and find out which of our auto financing options is best for you. 
    • Compare monthy payment by term
    • Compare two vehicle loans
    • How much vehicle can I afford?
    • Should I go for the low rate or cash back?
    • Should I lease or purchase a vehicle?
    • What would my auto loan payments be?
    Do the Math

    Credit Card & Debt Calculators

    Credit cards and loans are great tools if used properly, but it's easy for debt to feel overwhelming. Use our calculators to help make sure you stay on top of your spending and keep your budget on track.
    • Are credit card balance transfers worth it?
    • How long will it take to may off my credit card?
    • How much will my monthly loan payment be?
    • Meet a debt payoff goal
    • Should I consolidate my personal debt into a new loan?
    • Use a lump sum to pay down debt
    Do the Math

    Budget Calculators

    Budgeting is hard, but we have some tools that can help! Use our calculators to simplify your finances. 
    • Calculate your net worth
    • How much am I spending?
    • How much should I be saving for college?
    • Should I save money or pay off debt?
    Do the Math

    Read More

    A Checklist for an Organized Estate
    Estate planning is a smart thing to do to protect your assets and ease an already difficult time for your loved ones. However, starting the process and executing it effectively can be challenging. Making plans for distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your loved ones are prepared.
    July 19, 2022

    Credit Scores 101
    Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.
    January 18, 2023
    graphic of a teen learning how to build their credit score

    Dinero Teens: How to Build Credit Without Wrecking It
    Credit might seem like a boring adult thing, but it's a tool that helps open doors for your future. Learn how to use it wisely now!
    June 11, 2025
    graphic of a teen using multiple budgeting resources

    Dinero Teens: How to Track Your Expenses: Simple Ways to Manage Your Money
    Ever wonder where all your money goes? Learning to track your expenses is a key step in managing your money wisely. The good news? With the right tools and a little effort, it's easier than you think!
    June 11, 2025
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