Youth & Teen Banking
A smart financial future begins here.
Money Musketeers Kids Savings Club
We’re teaching children the basics of saving money to help better prepare them for the future. As a credit union, kids accounts are one of the most important tools in teaching financial literacy in our communities.
We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
Dinero Teens Program
The Dinero Teens Program provides our members 13 to 18 years old with a way to learn more about the financial world. We offer a savings account, checking account, credit card and starter certificates all designed for teens. The Dinero Teens Program is the perfect way for teens to develop healthy financial habits that will last a lifetime.
Saving for College
Coverdell Education Savings Account
Advancial's Coverdell Education Savings Account (ESA) lets you help your child or family member prepare for college or any stage of education. Money saved grows tax-free and can be used for various educational expenses.
- Minimum deposit of $25
- Earnings grow tax-free
- Make contributions up to $2,000 per year for each child
- Transfer unused funds to a family member with no penalty
- Tax-free withdrawals for qualified expenses, including tuition, fees, books, supplies and more
Knowledge Center
Dinero Teens: Claim Your Cash — Don’t Leave Free Money Behind!
While college can be expensive, scholarships can help ease the financial burden—and the best part? Scholarships are essentially free money you don't have to pay back.
April 22, 2025
Dinero Teens: How to Ask for a Raise or Negotiate Your Salary
Negotiating your salary or asking for a raise might feel scary, but it's normal and can seriously pay off. Here's how to do it without feeling awkward or sounding ungrateful.
June 11, 2025
Dinero Teens: How to Build Credit Without Wrecking It
Credit might seem like a boring adult thing, but it's a tool that helps open doors for your future. Learn how to use it wisely now!
June 11, 2025
Dinero Teens: How to Track Your Expenses: Simple Ways to Manage Your Money
Ever wonder where all your money goes? Learning to track your expenses is a key step in managing your money wisely. The good news? With the right tools and a little effort, it's easier than you think!
June 11, 2025
