Jumbo Loans

Jumbo Financing up to $5MM

As a portfolio lender, we make financing these larger transactions a breeze with our flexible underwriting and fast pre-approvals, which help put your borrower's mind at ease that their loan will close on time.

Program Details
Lending Area	Available in all 50 states and Washington D.C.
Loan Sizes	Up to $5MM
Acceptable Collateral	SFR, 1-4 family, non-warrantable condo, condo, condotel, co-op, acreage, hobby farms, second homes, NOO
LTV Loan Amount	Max 80% LTV allowed to $2.5MM See Rate Sheet for collateral LTV restrictions.
CLTV Loan Amount	Up to 90% CLTV allowed to $2MM on a case-by-case basis Advancial does not provide the second lien.
Work Visa / Expatriate / Immigrant Eligibility	Yes See Expatriate Visa program for details.
Foreign National Eligibility (Non-U.S. Residents)	Yes See Foreign National Program sheet for details.
Cash Out	Loan amounts up to $5MM with unlimited cash in hand No seasoning requirements on all collateral types including NOO
Asset Depletion	Yes See Asset Depletion Program for details.
Pre-approval	All loans pre-approved before appraisal order “TBD Address” pre-approvals accepted
Gifted down payment / Gifted Reserves / Gift of Equity	Yes, for all collateral and occupancy types including investment
Rush Closings	> Two-week rush closings available Call your Account Executive for details.
Non-Occupant Co-Borrowers	Allowed at max 75% LTV including cash-out refinance See Guidelines for details.