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    Featured Rates

    Jumbo, 5 Year Term

    4.49%

    APY
    Certificates
    Certificates

    Rates as low as

    5.17%

    APR
    Auto Loans
    Auto Loans

    Rates as low as

    9.90%

    APR
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    Credit Cards

    Rates as low as

    6.21%

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    Mortgages

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    What Our Members Say About Advancial
    Pete W.
    "It’s the personal service that makes me stay with you for the last 24 years!!"
    Jeanne R.
    "Everyone is ALWAYS helpful and very pleasant. Have been a part of Advancial a LONG time and wouldn't go anywhere else."
    Martha G.
    "I’ve been a member of Advancial since October, 1987, having joined in Anchorage AK. While I no longer live where there are physical locations, Advancial treats me always like a customer standing in front of the teller."

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    Banking Designed for You
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    Low-Rate Auto Loans

    From test drive to tail wags, we make it easy to roll down the windows and ride into savings.
     
    • Same rates for new, used, or refinance
    • Finance up to 110% of vehicle's MSRP
    • Automatic payments mean discounted rates
    • Fixed rates & payments
    • Flexible terms
    Learn More
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    Savings Certificates

    Our Savings Certificates provide you with the higher returns you need with multiple term options to fit your specific situation, from three months to five years.
     
    • As low as $1,000 minimum balance
    • No maximum deposit
    • Multiple term options to fit your needs
    • Guaranteed rate that's safe from market downturns
    Learn More
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    Home Equity Loans

    Already built equity in your home? Put it to work. Use a home equity loan to invest in upgrades, pay off debt, or plan that dream vacation. Now your home can help you build even more.

    • Terms (3-15 years) for manageable monthly payments
    • Fixed rates for predictable budgeting
    • Lower interest rates than most consumer loans
    Apply Now

    See How Advancial Excels in Your Area

    PROD NAME

    999 Lifetime Savings:

    0.0%
    0.0%
    : 0.0%
    : 0.0%
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    Analysis by Rate.net as of .
    APY = Annual Percentage Yield, APR = Annual Percentage Rate

    News & Knowledge Center
    graphic of a person on their computer with the warning "beware - don't share."

    Dinero Teens: 3 Common Types of Fraud Targeting Teens — and How to Avoid Them
    Fraud is everywhere. From sneaky online scams to fake emails and text messages, fraudsters are always looking for ways to trick people into giving away their money or personal information.
    April 22, 2025
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    Zero-Based Budgeting: Make Every Dollar Count
    Managing your money can feel overwhelming, especially when bills, expenses, and savings goals all compete for your attention. One budgeting method that can help you take full control is zero-based budgeting.
    December 15, 2025

    Dinero Teens: Money Markets & Savings Certificates: Grown-Up Tools You Can Use Now
    Saving is smart—but putting your money in a money market account or savings certificate helps it grow even faster, giving you stronger habits and a head start on your financial future.
    September 05, 2025
    graphic of teens heping eachother with finances and understanding interest

    Dinero Teens: Understanding Principal vs. Interest: What You Need to Know
    When you borrow money—whether for a car, a house, or even a student loan—you don’t just pay back what you borrowed. Lenders charge you extra money for lending it to you. This is where principal and interest come in. But what do these terms mean, and why do they matter?
    June 11, 2025

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