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    Sweater weather & rates even better.

    Make the most of the season by getting cozy with a low-rate credit card and rewards on every purchase with Visa® Rewards Plus.

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    Featured Rates

    Jumbo, 5 Year Term

    4.87%

    APY
    Certificates
    Certificates

    Rates as low as

    5.49%

    APR
    Auto Loans
    Auto Loans

    Rates as low as

    9.90%

    APR
    Credit Cards
    Credit Cards

    Rates as low as

    6.48%

    APR
    Mortgages
    Mortgages

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    What Our Members Say About Advancial
    Ginger C.

    "All of your branches I have visited so far have been so nice, friendly, thorough, helpful. I have two banks, Advancial is my favorite by far. I always walk out feeling good about people and the Banking Industry."
    Martha G.
    "I’ve been a member of Advancial since October, 1987, having joined in Anchorage AK. While I no longer live where there are physical locations, Advancial treats me always like a customer standing in front of the teller."
    Gerald B.
    "Advancial is so easy to work with. I appreciate the posting of Savings Certificate rates at time of renewals and transaction copies always promptly sent to me. The open communication is so appreciated."

    Become a Member

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    Check Our Rates

    Banking Designed for You
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    High-Yield Savings Certificates

    Our Savings Certificates provide you with the higher returns you need with multiple term options to fit your specific situation.

    • As low as $1,000 minimum balance
    • No maximum deposit
    • Multiple term options to fit your needs
    • Guaranteed rate that's safe from market downturns
    Open Now
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    Low-Rate Auto Loans

    From test drive to tail wags, we make it easy to roll down the windows and ride into savings.
     
    • Same rates for new, used, or refinance
    • Finance up to 110% of vehicle's MSRP
    • Automatic payments mean discounted rates
    • Fixed rates & payments
    • Flexible terms
    Learn More
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    Home Equity Loans

    Already built equity in your home? Put it to work. Use a home equity loan to invest in upgrades, pay off debt, or plan that dream vacation. Now your home can help you build even more.

    • Terms (3-15 years) for manageable monthly payments
    • Fixed rates for predictable budgeting
    • Lower interest rates than most consumer loans
    Apply Now

    See How Advancial Excels in Your Area

    PROD NAME

    999 Lifetime Savings:

    0.0%
    0.0%
    : 0.0%
    : 0.0%
    APPLY NOW

    Analysis by Rate.net as of .
    APY = Annual Percentage Yield, APR = Annual Percentage Rate

    News & Knowledge Center

    Dinero Teens: How to Spend Money Wisely and Make Smarter Choices
    Got some cash? Before you spend it, hit pause and ask yourself the right questions—because smart choices today add up to bigger wins tomorrow.
    September 05, 2025

    Safeguard Your Finances When Shopping Online
    What’s not to love about shopping online? After browsing and a couple of clicks, merchandise is delivered to your door. Along with ease and convenience, online shopping can offer plenty of opportunities for thieves and scammers to steal your financial information.
    October 10, 2023

    Why Should I Refer My Friends and Family to Advancial
    Credit unions are an essential part of our community. Our members are also your friends, family, co-workers and neighbors. They care enough about where they live to invest their money locally.
    March 31, 2023

    The Four P’s of Common Scam Signals
    Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.
    November 10, 2023

    Better Banking.
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