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    Savings Account Choices

    We have a savings account available for all ages so everyone in the family can earn dividends on their savings.

    Savings Account

    You save it. We'll keep it safe. By opening a savings account, you establish membership with Advancial. As a not-for-profit credit union, this also means your membership makes you a part owner of Advancial.
    Learn More about a Savings Account

    Money Musketeers Kids Savings Club

    We’re teaching children the basics of saving money to help better prepare them for the future. As a credit union, kids accounts are one of the most important tools in teaching financial literacy in our communities.

    We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
    Learn More about Money Musketeers

    Dinero Teens Savings

    Build a firm financial foundation for your teen. Our Dinero Teens savings account establishes your teen's membership with Advancial. With competitive dividend rates and flexible account access, a Dinero savings account is the best savings account for your teen.
    Learn More About Dinero Teens Savings

    Frequently Asked Questions About Savings Accounts

    The minimum balance is $5. The minimum balance to earn dividends is $100.
    You can make up to six (6) withdrawals on your savings account per month. Note: Transferring money from your savings to a checking account will count as one of the six transactions.
    Savings withdrawals are governed by Regulation D, a rule established by the Federal Reserve. This regulation states exactly how many withdrawal transactions can be made on each type of savings account.
    • Withdrawals or transfers made at the ATM
    • Transactions made in person at a branch
    Yes, we created the Money Musketeers Program to educate children under the age of 12 about the importance of saving.

    We also offer the Dinero Teens Program for ages 13-18, which includes a savings account, checking account and the opportunity to apply for a Dinero Visa® at age 16. An adult is required to be a joint owner of the Dinero Visa.  
     
    An ATM card allows you to withdraw funds from your savings account at an ATM. However, it cannot be used to make purchases.
    Visit your local branch or call our Member Service Center at 800.322.2709 to request an ATM card.

    Knowledge Center

    A Checklist for an Organized Estate

    Estate planning is a smart thing to do to protect your assets and ease an already difficult time for your loved ones. However, starting the process and executing it effectively can be challenging. Making plans for distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your loved ones are prepared.
    July 19, 2022

    Credit Scores 101

    Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.
    January 18, 2023

    Dinero Teens: A Guide to Tipping

    Knowing how and when to tip is a key part of growing up. Tipping is a way to show appreciation for good service and support people in jobs that often rely on tips to make a decent living. Here's a guide to help you navigate the sometimes-confusing world of tipping etiquette.
    August 09, 2024

    Dos and Don'ts of Credit Repair

    If you've recently been rejected from a credit or loan application, it may be because of your credit score being too low. If that’s the case, there are a number of reasons why that may be.
    February 28, 2023
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