Skip to Content (custom)

    Savings Account Choices

    We have a savings account available for all ages so everyone in the family can earn dividends on their savings.

    Savings Account

    You save it. We'll keep it safe. By opening a savings account, you establish membership with Advancial. As a not-for-profit credit union, this also means your membership makes you a part owner of Advancial.
    Learn More about a Savings Account

    Money Musketeers Kids Savings Club

    We’re teaching children the basics of saving money to help better prepare them for the future. As a credit union, kids accounts are one of the most important tools in teaching financial literacy in our communities.

    We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
    Learn More about Money Musketeers

    Dinero Teens Savings

    Build a firm financial foundation for your teen. Our Dinero Teens savings account establishes your teen's membership with Advancial. With competitive dividend rates and flexible account access, a Dinero savings account is the best savings account for your teen.
    Learn More About Dinero Teens Savings

    Frequently Asked Questions About Savings Accounts

    The minimum balance is $5. The minimum balance to earn dividends is $100.
    You can make up to six (6) withdrawals on your savings account per month. Note: Transferring money from your savings to a checking account will count as one of the six transactions.
    Savings withdrawals are governed by Regulation D, a rule established by the Federal Reserve. This regulation states exactly how many withdrawal transactions can be made on each type of savings account.
    • Withdrawals or transfers made at the ATM
    • Transactions made in person at a branch
    Yes, we created the Money Musketeers Program to educate children under the age of 12 about the importance of saving.

    We also offer the Dinero Teens Program for ages 13-18, which includes a savings account, checking account and the opportunity to apply for a Dinero Visa® at age 16. An adult is required to be a joint owner of the Dinero Visa.  
     

    Knowledge Center

    Dos and Don'ts of Credit Repair

    If you've recently been rejected from a credit or loan application, it may be because of your credit score being too low. If that’s the case, there are a number of reasons why that may be.
    February 28, 2023

    How to Maximize Deposit Insurance

    Here's how to get the most NCUA deposit insurance coverage.
    March 25, 2024
    young woman in a new car speaking to car salesman

    New Tax Perk on Car Loan Interest

    If you’re thinking about refinancing or buying a new car, SUV, or truck, there’s a new federal tax benefit worth knowing about.
    February 11, 2026

    Making Sense of Our Current Inflation

    As you may have noticed when buying anything lately, America is experiencing significant inflation – the highest in 40 years, according to economists. What really is inflation? How did we get to this point? What’s being done about it? And most importantly, what can you do to reduce the effect of inflation on your personal budget?
    July 17, 2023
    footer wave background