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    Youth & Teen Banking

    A smart financial future begins here.

    Money Musketeers Kids Savings Club

    We’re teaching children the basics of saving money to help better prepare them for the future. As a credit union, kids accounts are one of the most important tools in teaching financial literacy in our communities.

    We’ve created a fun atmosphere that allows them to learn and have fun at the same time. This program provides positive reinforcement for your children by giving them rewards and fun prizes for growing their savings.
    Learn More about Money Musketeers

    Dinero Teens Program

    The Dinero Teens Program provides our members 13 to 18 years old with a way to learn more about the financial world. We offer a savings account, checking account, credit card and starter certificates all designed for teens. The Dinero Teens Program is the perfect way for teens to develop healthy financial habits that will last a lifetime.
    Learn More about Dinero Teens

    Saving for College

    Coverdell Education Savings Account

    Advancial's Coverdell Education Savings Account (ESA) lets you help your child or family member prepare for college or any stage of education. Money saved grows tax-free and can be used for various educational expenses.

    • Minimum deposit of $25
    • Earnings grow tax-free
    • Make contributions up to $2,000 per year for each child
    • Transfer unused funds to a family member with no penalty
    • Tax-free withdrawals for qualified expenses, including tuition, fees, books, supplies and more

    Knowledge Center

    Dinero Teens: A Guide to Tipping

    Knowing how and when to tip is a key part of growing up. Tipping is a way to show appreciation for good service and support people in jobs that often rely on tips to make a decent living. Here's a guide to help you navigate the sometimes-confusing world of tipping etiquette.
    August 09, 2024

    Dinero Teens: Check-Writing 101

    In an era of digital payments, you may not regularly need to write a check to complete a purchase. But at some point, you will likely want or need to write a check because it’s the best option available.
    October 03, 2023

    Dinero Teens: How to Make Money Management Less Confusing

    If you think managing your money is challenging, you’re not alone! Nearly three-quarters of teens (74%) say they’re not confident about their personal finance knowledge, according to a recent survey.
    August 30, 2023

    Dinero Teens: What's a Credit Score?

    While you may know a lot about test scores, how much do you know about credit scores? One day, these scores will have an important influence over financial matters in your life, so it pays to learn about them sooner rather than later.
    September 18, 2023
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