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    Personal Loans

    We offer unique loan products to fit your lifestyle.
     

    Signature Loans

    Our signature loan is perfect for debt consolidation, taxes, large purchases or other expenses. If you need cash with no collateral required, a signature loan could be right for you.

    • Quick and easy online application process
    • Fixed interest rates and fixed monthly payments
    • Can be used for almost any financial need
    Apply Now
     

    True Line of Credit

    A True Line of Credit (TLC) is perfect for emergencies and unexpected expenses. This option works like a credit card; you have the money available as needed, but you’re only charged interest on the amount you borrow. You can also link a TLC to your Advancial checking account for overdraft protection so that you can have peace of mind knowing you’ll avoid NSF fees.

    • Convenient access to funds through cuAnywhere® Online Banking, Telephone Banking and our Member Service Center
    • Consistent access to cash
    • Simple online application process
    • Only apply once, but access your money several times
    Apply Now
     

    Secured Loans

    A secured loan allows you to borrow money against either stock or deposits which are held as collateral. This cost-effective option allows you to borrow against funds in your Advancial savings account or savings certificate while still earning dividends on your deposits. The funds in your savings account or savings certificate are frozen and will be released once you pay off your loan.

    You can also use your original stock certificate as collateral to secure a loan with stock. Borrow up to 75% of the current value of any stocks traded on the New York Stock Exchange.

    Interested in either a Stock Secured, Savings Secured, or Savings Certificate Secured loan? Visit your local branch or call our Member Service Center at 800.322.2709 to apply.
    Find the Nearest Branch
     

    Student Loans

    Our student loans are a great way to fund college tuition for you or your child. Full-time students attending an accredited university or college are eligible to apply for this loan.
    Apply Now
     

    Advancial Assistance Loan

    We know the insurance claim process may take a long time - and sometimes it just isn’t enough. If you need some extra help financially, our Advancial Assistance Loan may be a good option for you.

    Features include:
     
    • Unsecured loan with a $20,000 maximum
    • Competitive rates
    • Terms available up to 84 months
    • Deferred first payment for 90 days 
    • Proof of loss is needed either by FEMA application, insurance claim, pictures of your property, contractor’s bid or purchase bid for preventive work.
    Apply Now
    Maximum loan amount of $20,000. Documented proof of loss or purchase of preventative measures may be required. Loan funding is dependent upon loan approval of and review of submitted documents such as (1) copy of a submitted FEMA application, (2) copy of a submitted insurance claim, (3) photos of property damage, (4) copy of contractor’s bid to repair damages or (5) purchase order or invoice for a preventative improvement, including but not limited to a storm cellar, a hardwired generator or storm windows.
    Repayment terms vary. Contact us for more information on available repayment terms.
    Interest begins accruing the day the loan is funded. Only available for new loans booked directly through Advancial.
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