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If you're constantly searching for the best value for the products or services you purchase, make sure you're also taking a look at the best banking options available to you! You'd be surprised how much money you'd be able to save by just switching to a more well-rounded banking experience.
Ultimate Checking
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Monthly service fees can be waived if certain conditions are met. For Bank of America’s Advantage Plus Banking, your monthly service fee will be $12 unless you maintain a minimum daily balance of $1,500 or more in your account, you have at least one qualifying direct deposit of $250 or more made to your account or an account owner is a member of the Preferred Rewards program. If these conditions are met, your monthly service fee will be $0.
1 For Truist’s Truist One Checking, your monthly service fee will be $12 unless you make $500 or more in total qualifying Direct Deposits per statement cycle, maintain a combined monthly average balance of $500 or more across all eligible Truist accounts, have a personal Truist credit card, mortgage or consumer loan, excluding LightStream®, have a linked small business checking account or are a student under the age of 25. If these conditions are met, your monthly service fee will be $0.
1 For State Employees’ Credit Union’s Everyday Spending Checking account, your monthly service fee will be $1 in lieu of contribution to the SECU Foundation. If you opt in to this contribution, your monthly service fee will be $0.
1 For Truist’s Truist One Checking, your monthly service fee will be $12 unless you make $500 or more in total qualifying Direct Deposits per statement cycle, maintain a combined monthly average balance of $500 or more across all eligible Truist accounts, have a personal Truist credit card, mortgage or consumer loan, excluding LightStream®, have a linked small business checking account or are a student under the age of 25. If these conditions are met, your monthly service fee will be $0.
1 For State Employees’ Credit Union’s Everyday Spending Checking account, your monthly service fee will be $1 in lieu of contribution to the SECU Foundation. If you opt in to this contribution, your monthly service fee will be $0.
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Early access to direct deposit funds is a free feature that you must opt-in to in cuAnywhere, and depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Standard fraud prevention restrictions apply. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday. Not all direct deposits qualify.
Visa® Rewards Plus
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Rates displayed only show the lowest possible APR for promoted credit cards. Actual rates may vary depending on creditworthiness. For Advancial’s Visa Rewards Plus credit card, the APR range is between 9.90%-16.90%. For Bank of America’s BankAmericard, the APR range is between 15.24%-25.24%. For Truist’s Enjoy Cash credit card, the APR range is between 19.49%-28.49%. For State Employees’ Credit Union’s Visa Credit Card, the APR range is between 12.00%-15.00%. For Truliant’s Visa Transparent credit card, the APR may vary with the market based on the Prime Rate.
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For Advancial, the introductory balance transfer offer must be used within the first 12 months after account opening and is available for a single balance transfer request. Multiple balances from other non-Advancial Federal Credit Union accounts may be combined into a single 0% balance transfer request, but the balance transfers must be requested at the same time. If you do not pay off a 0% balance transfer balance within twelve months of the transfer, the remaining balance will then be subject to the Standard Rate. Balance transfers performed after the initial introductory offer will incur the same APR as the account and will incur a 3% balance transfer fee, unless otherwise stated in a separate promotional offer.
2 For Bank of America, 3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.
2 For Truist, each balance transfer fee will be 3% of the transfered amount, with a minimum fee of $10.
2 For Bank of America, 3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.
2 For Truist, each balance transfer fee will be 3% of the transfered amount, with a minimum fee of $10.
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