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Checking Rates

Checking Type Minimum Balance to Earn Dividend Rate APY
Ultimate Checking $0.01 0.03% 0.03%
Ultimate Checking $10,000.00 0.10% 0.10%
Dinero® Checking¹ $0.01 0.03% 0.03%
Dinero® Checking¹ $10,000.00 0.10% 0.10%
Business Rewards Checking $0.01 0.03% 0.03%
All Checking dividend rates and corresponding Annual Percentage Yields (APYs) are current prospective rates and yields as of 4/24/2025 CST, and may change without notice. APY = Annual Percentage Yield. Fees may reduce earnings. Advancial membership required to receive any advertised product. Advancial membership subject to qualifications and requires a minimum $5 membership share deposit.
1 Must meet age requirements to participate.
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