Reach your savings goals faster
![](/getmedia/7de1bb5b-bb90-4d9c-824d-172963098a6e/Certificate-Invest_Hero.jpg)
![](/img/template-images/interior_hero_wave-mobile.webp)
![](https://www.advancial.org/getmedia/13442662-bd2a-4f15-aec4-6a3601a5c8be/FlexibleTerms.png)
Terms available from three months to five years
![](https://www.advancial.org/getmedia/fb4c3972-887c-4581-bc6d-ec7aea732698/MinimumBalance.png)
Low minimum deposit of $1,000
![](https://www.advancial.org/getmedia/8716c652-70f2-49f1-bc13-48be3d5416e5/HigherDividends.png)
Higher rates with junior jumbo and jumbo certificates
![](https://www.advancial.org/getmedia/0f7e6605-27fa-4e19-858d-d5c376cb5370/MoneyGrowth1.png)
Fixed, steady growth
Current Certificate Rates
Term | Minimum Balance to Open and Earn | Dividend Rate | APY |
---|---|---|---|
3 months | $1,000.00 | 2.71% | 2.74% |
6 months | $1,000.00 | 2.75% | 2.78% |
1 year | $1,000.00 | 2.83% | 2.87% |
18 months | $1,000.00 | 2.91% | 2.95% |
2 years | $1,000.00 | 3.01% | 3.05% |
3 years | $1,000.00 | 3.17% | 3.22% |
4 years | $1,000.00 | 3.47% | 3.53% |
5 years | $1,000.00 | 3.82% | 3.89% |
Calculate Your Savings
![](https://www.advancial.org/getmedia/c40ac310-f8c9-4d92-ba73-e65eb70532bd/Savings-Male.png)