Join the Best Bank in Acadiana

As a credit union, any profits we make are turned around and given back to our members. We're here to serve you.

What Makes Advancial the Best?

At Advancial, our goal has always been to provide better benefits, fewer fees, lower loan rates and superior service for the benefit of our members - not for profits.

Best of Acadiana

We're extremely proud of our deep roots in Lafayette and the surrounding communities. We've been honored to be named Best Bank in Acadiana seven years in a row, 2018 - 2024, Best Financial Planning Services for two years in a row, 2022-2023, and Best Mortgage Lending Company in 2023. The Times of Acadiana Best Of contest honors the top people, places and businesses in Acadiana - all chosen by members of the local community!

Banking Designed for You

As an Advancial member, you'll enjoy a checking account with no unnecessary fees, low credit card rates with unlimited rewards and lower loan rates.

The Ultimate Free Checking Account

No monthly service fees
No minimum balance
Unlimited free ATMs worldwide
Unlimited debit card rewards
Earn dividends on all balances

Check Out Ultimate Checking

Low Rates. Unlimited Rewards.

No annual fee
0% intro APR for 12 months-After that, 9.90%-16.90% based on creditworthiness
Unlimited reward points
No penalty rate

Low-Rate Personal Loan Options

Sometimes you need a little extra money. We've been there! That's why we offer several personal loan options to fit your needs. Whether you're consolidating debt, paying tuition or just have unexpected expenses– our low-rate personal loans allow you to get the money you need.

Browse Personal Loan Options

High-Rate Savings Certificates

As low as $1,000 minimum balance
No maximum deposit
Multiple term options to fit your needs
Guaranteed rate that's safe from market downturns

View Our Savings Certificates

Visit Your Local Branch

Lafayette

South Lafayette

News & Knowledge Center

The Four P’s of Common Scam Signals

Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.

November 10, 2023

A Guide to Avoiding Financial Fraud

Every day, fraudsters are hard at work trying to steal personal financial information from hardworking, honest people like you. They are more clever than ever, so you need to stay informed about how to avoid falling victim to their schemes.

March 13, 2023

Credit Scores 101

Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.

January 18, 2023

Raising a Financially Savvy Child

In today's fast-paced and complex world, it is crucial for parents to equip their children with financial skills that help them navigate the challenges of managing money. By instilling good financial habits early on, parents can lay the foundation for a financially savvy future.

April 26, 2023

APR = Annual Percentage Rate

All accounts subject to approval. Restrictions and limitations apply.

View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)