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Bank better with Advancial

Did you know your credit card account with Advancial uncovers even more unbeatable savings opportunities?

Maximize your membership.

When you received your Visa® Rewards Plus credit card from Advancial, you didn't just get a card to help you with your purchase. There’s even more we can offer to help you save! Explore all of the ways Advancial can make managing your money easier and more rewarding.

ULTIMATE CHECKING

AUTO LOANS

PERSONAL LOANS

SAVINGS CERTIFICATES

The Ultimate Free Checking Account

  • No monthly service fees
  • No minimum balance
  • Unlimited free ATMs worldwide
  • Unlimited debit card rewards
  • Earn dividends on all balances
Check Out Ultimate Checking

Hit the Road With A Low Auto Loan Rate

Focus on finding your perfect vehicle – we’ll handle the rest. Our auto loan options are crafted to take the stress out of car buying, turning it into a smooth and exciting experience. For classic car lovers, we also offer loans to help you drive off in the car of your dreams.
More on Stress Free Auto Loans

Low-Rate Personal Loan Options

Sometimes you need a little extra money. We've been there! That's why we offer several personal loan options to fit your needs. Whether you're consolidating debt, paying tuition or just have unexpected expenses– our low-rate personal loans allow you to get the money you need.
Browse Personal Loan Options

High-Rate Savings Certificates

  • As low as $1,000 minimum balance
  • No maximum deposit
  • Multiple term options to fit your needs
  • Guaranteed rate that's safe from market downturns
View Our Savings Certificates

We can even help you with upgrading your current home or purchasing a new one!

Take a look at our home equity loan and mortgage options to discover the best loan for your situation and set up the building blocks to financial success.

Home Equity Loans

Consolidate credit card debt, remodel the kitchen, or even buy a car with a home equity loan.
Home Equity Loans

Mortgages

The mortgage process can be complicated and intimidating. At Advancial, we don't just want to be  mortgage lenders – we want to be mortgage guides. Whatever your home-buying situation, we have the product for you.

  • Fixed Rate
  • Adjustable Rate
  • Refinances
  • Home Equity
  • Jumbo
Mortgages

Knowledge Center

Useful tips and information to help you with a wide variety of important financial decisions.
Knowledge Center

Better Banking.

Frequently Asked Questions
When applying for a mortgage, you’ll need information regarding your employment, income, assets, debts and the prospective property you intend to purchase. Other information may be needed depending on your situation. For more information, please refer to our Application Checklist.
Information or documents may include:
  • Social Security or Taxpayer Identification Number (TIN)
  • Date of birth
  • Address history for the past two years
  • Email address
  • Annual income and employment information
  • Paystub(s) for the current month for you and your co-applicant (if applicable)
  • Income/rents generated for any other property you own (such as rental property)
We offer a variety of additional services, including:
  • Notary services – Each Advancial branch has a notary public on staff to help you complete important documentation.
  • Safe deposit boxes – Protect your valuables from fire, theft or other unexpected incidences that can happen at home. Our safe deposit boxes are both secure and affordable.
Click here to learn more our additional services.
 
Yes, you can apply online for any loan or mortgage at any time.
Once you have opened a savings account, you will have access to cuAnywhere® Online Banking. Here, you can open or apply for other accounts and products.
Advancial is federally insured by The National Credit Union Administration (NCUA), which administers The National Credit Union Share Insurance Fund (NCUSIF). The NCUA, like its banking counterpart, the FDIC, assures Advancial members that their money is safe. Learn more about Share Insurance Coverage.
Regular membership is for anyone over the age of 18. Money Musketeers membership is for children 12 and under. Dinero Teens membership is for anyone between the ages of 13 and 18.
All employees of Advancial's select employer groups and their subsidiaries are eligible to join Advancial. This benefit is also open to their immediate family members. Additionally, you are eligible to join if you live, work, worship or attend school in one of these eight Louisiana parishes: Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin or Vermillion. More information on how to apply for membership can be found here.
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