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    Ring in the New Year with No Balance Transfer Fees

    Celebrate 2025 with savings by transferring your credit card balances to Visa® Rewards Plus with 0% Intro APR and no balance transfer fee.

    How-To Hub

    A full library of step-by-step guides for using Advancial's products, platforms, and services.
    Explore the How-To Hub

    News & Knowledge Center

    What's the Difference Between a Credit Union and a Bank?

    When it comes to managing our money, the most common options are either credit unions or banks. Banks and credit unions both offer the same products and services, and both are federally insured by their respective government agencies, but what’s the difference between the two, and which is the best fit for your financial needs?
    January 10, 2023

    Ways to Build Credit

    Perhaps you had good credit in the past, but now you’re experiencing a much lower credit score due to life choices or circumstances. Or, you may be building your credit for the first time. Whatever the situation, you can rely on Advancial to provide you with products that can help re-establish your payment history.
    January 30, 2023

    Your Guide to Auto Loans

    Buying a car requires a lot of time and research. On top of deciding on the model and features you want, finding the right financing options can seem overwhelming. That’s why we’ve created this guide to help you navigate the process of financing your next set of wheels.
    September 01, 2023

    Safeguard Your Finances When Shopping Online

    What’s not to love about shopping online? After browsing and a couple of clicks, merchandise is delivered to your door. Along with ease and convenience, online shopping can offer plenty of opportunities for thieves and scammers to steal your financial information.
    October 10, 2023
    After the 12-month intro period, your APR will be 9.90%-16.90% based on creditworthiness. APR=Annual Percentage Rate.
    0% Credit Card Balance Transfer Terms and Conditions: Introductory balance transfer offer must be used within the first 12 months after account opening and is available for a single balance transfer request. Multiple balances from other non-Advancial Federal Credit Union accounts may be combined into a single 0% balance transfer request, but the balance transfers must be requested at the same time. If you do not pay off a 0% balance transfer balance within twelve months of the transfer, the remaining balance will then be subject to the Standard Rate. Balance transfers performed after the initial introductory offer will incur the same APR as the account and will incur a 3% balance transfer fee, unless otherwise stated in a separate promotional offer.
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