Checking Account Choices
Advancial offers three unique checking accounts to help members with specific financial needs.
Ultimate Checking
- No monthly maintenance fees
- No minimum balance requirements
- Unlimited free ATMs worldwide
- Unlimited Debit card rewards
- Free checks
Dinero Checking
Starting your teen on the path to financial success is important, and our Dinero Checking account is here to help. Dinero Checking is a perfect first checking account to teach your teen on how to manage their finances while giving you the peace of mind knowing you’ll be able to monitor their spending.
Inbound USA Checking
If you're moving to the United States from a foreign country, this is the account for you. Designed for expatriates inbound to the United States, Inbound USA Checking is a great, everyday checking account with tons of free, convenient features to help you manage your money while in the U.S.
Frequently Asked Questions About Checking
No, your savings account is your share in Advancial. It gives you ownership and voting rights at the credit union. A savings account with a small initial deposit of just $5 is required to access all of Advancial’s financial services.
Yes, all of our checking accounts allow you to use any ATM worldwide, whether it’s an Advancial ATM or an ATM from another financial institution, for free. If you are charged ATM fees from another financial institution, we will automatically reimburse those fees.
All members receive one free box of checks per year.
Yes, Check Clear® Courtesy Overdraft is tied to your checking account. This service includes a $10 Non-sufficient Funds (NSF) fee which will be charged a maximum of twice per day. We also offer free overdraft transfers from a savings account or a line of credit.
Enrolling in Overdraft Transfer Protection is easy:
Enrolling in Overdraft Transfer Protection is easy:
- Log in to cuAnywhere Online Banking
- Select Manage > Enrollments
- Click the green arrow next to Overdraft Transfer Protection
- Select which account you’d like to add Overdraft Transfer Protection and click Save
Knowledge Center
Checking 101
A checking account that makes you pay to access your own money is no friend to your finances. The truth is, plenty of banks charge fees that can chip away at your account balance. That’s not the case at Advancial. As a not-for-profit credit union, our checking accounts are designed to benefit your bottom line, not a bank’s shareholders.
May 02, 2023
Ditch the Debt
Getting out of debt may sometimes feel like digging out an entire beach with a child’s toy shovel. But ditching your debt is not impossible. First, it’s important to remember that not all debt is bad. Some debt helps you live a more fulfilling life.
February 27, 2023
How to Maximize Deposit Insurance
Here's how to get the most NCUA deposit insurance coverage.
March 25, 2024
Make a Plan to Reach Your Financial Goals
Think about your financial goals for a moment. Do you picture yourself buying a home or taking a much-needed vacation? Are you focused on building a financial safety net or saving for retirement? Although challenges and setbacks may throw you off course, it’s easier to bounce back when you have a plan for reaching your goals.
December 05, 2022
