Ultimate Checking

A checking account built by members for members.

Ultimate Checking

A checking account built by members for members.
No monthly service fee
Access to shared branching
Unlimited free ATMs
Debit card
rewards
Free online banking
Free mobile banking

Ultimate Checking Features

Ultimate Checking was built by our members. We took everything you liked and put it all in one amazing premier checking account, because our goal is to create value - not profits.

Save UpSM makes saving an easy, automatic process. By automatically rounding up your transactions and depositing it into your savings account you'll reach your savings goals in no time. Plus Advancial matches 100% of your transfers for the first 30 days and 5% thereafter. 

Check Clear® is a courtesy overdraft program tied to your checking account. This service includes a $10.00 Insufficient Funds (NSF) fee which will be charged a maximum of twice per day.  We also offer free overdraft transfers from savings or a line of credit. 
Monthly Service Fee None
Service Fees on Non-Advancial ATMs None
Earns Dividends Yes
Instant-Issue Debit Card Free
Debit Rewards One point for every $5 spent1
Advancial and non-Advancial Account Transfers Free
Overdraft Transfer from Savings Free
Overdraft Transfer from Line of Credit Free
Checks Free
Foreign Transaction Fee None
Bill Payer Free
cuAnywhere® Online & Mobile Banking Free
Online Check Images Free
Remote Check Deposits Free
Mobile Wallet Support Apple, Samsung, Android

Get the Latest News

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Mobile Wallets Provide a Contactless Way to Pay

Tired of carrying around a wallet stuffed with cards? Don’t like waiting for a chip card to process? Worried about the germs on the payment terminal? Try using a mobile wallet!
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ready for college finances

Ready, set, go...to college

It may seem like yesterday when you were getting your son or daughter off to preschool. And now you’re preparing him or her for college!
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Make a Plan to Reach Your Financial Goals

Think about your financial goals for a moment. Do you picture yourself buying a home or taking a much-needed vacation? Are you focused on building a financial safety net or saving for retirement? Although challenges and setbacks may throw you off course, it’s easier to bounce back when you have a plan for reaching your goals.

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Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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