Dinero Visa®

The best first credit card.

Dinero Visa®

The best first credit card.
Reward points on purchases
No application fee
No penalty rate
Low APR

Dinero Visa Features


Teach your teen how to handle credit cards responsibly.

Introductory APR 0%* for 12 months
after that, your APR will be 9.90%
Rewards Points Available on all purchases
Annual Fee None
Penalty Rate None
Over-Limit Fee None

Get the Latest News

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Shop safe, save and reap the rewards

This year, skip the malls and enjoy the benefits of holiday shopping from home. Shopping online for holiday gifts can save you time and money – and help you earn rewards. Here are some tips to shopping safely, saving money and getting rewarded for your efforts.

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Mobile Wallets Provide a Contactless Way to Pay

Tired of carrying around a wallet stuffed with cards? Don’t like waiting for a chip card to process? Worried about the germs on the payment terminal? Try using a mobile wallet!
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Credit Scores 101

Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simplistic, but credit scores are an important tool that lenders use for virtually all loan and credit applications.
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We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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