¹After the first 12 months, APR will be 16.90%. APR=Annual Percentage Rate.

*0% Credit Card Balance Transfer Terms and Conditions: Except as provided herein, only one 0% promotional APR balance transfer (“0% balance transfer”) is permitted every 12 months from the date of the last 0% balance transfer on your account. Multiple balances from other credit accounts may be combined into a single 0% balance transfer, but the balance transfers must be requested at the same time on our form. If you do not pay off a 0% balance transfer balance within 12 months of the transfer, the remaining balance will then be subject to the Standard Rate, and you will be eligible to request a new 0% balance transfer for a different credit account balance. If you pay a 0% balance transfer in full less than 12 months from the transfer, you will be eligible to request a new 0% balance transfer after payoff. Additional balance transfers may be requested up to your credit limit while you have a 0% balance transfer in effect, but they will be subject to the Standard Rate. Full terms and conditions for balance transfers and the 0% balance transfer offer are as provided on the Credit Card Balance Transfer Request form. The 0% balance transfer offer is subject to change or termination at any time without notice.

View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)