Skip to Content (custom)

    Saving Secured Visa®

    Rebuild or jumpstart your credit with the best secured credit card.

    Everything You Need to Jumpstart Your Credit
    0% APR for 12 Months
    0% intro APR for the first 12 months1
    Low APR of 16.90% after intro period
    No Annual Fee
    No annual fee
    No balance transfer fee
    No Over-Limit Fee
    No over-limit fee
    No penalty rate
    No cash advance fee
    Unlimited 1.5% Rewards On All Spending
    Unlimited rewards up to 1.5% on all purchases2

    Tools & Resources

    How long will it take to pay off my credit card?

    Do the Math

    Frequently Asked Questions about Savings Secured Visa
    Yes, we offer a Savings Secured Visa® credit card that allows you to improve your credit history responsibly.  
    When on the Accounts Summary page in cuAnywhere® Online Banking, click on the credit card you’d like to check under the Credit Cards section.
    1. Log in to cuAnywhere® Online Banking or the Advancial Mobile App
    2. Select Card Management > Card Maintenance
    3. For cuAnywhere, click PIN Management
    4. Select the card in which you’d like to change your PIN and click Continue
    5. Enter your new PIN and click Save
    6. For the Advancial Mobile App, click PIN Set and follow the same steps mentioned above

    You can also contact our Member Service Center at 800.322.2709, or 1+ 214.880.0141 for international calling, and say “change my credit card PIN”. Please have your card available.
     
    If you’ve lost your card or believe it has been stolen, lock your card in cuAnywhere® Online Banking or the Advancial Mobile App immediately. You can also contact our Member Service Center at 800.322.2709 and speak with a Member Service Representative who will be able to lock your card and order you a new one.

    To lock your card in cuAnywhere or the Advancial Mobile App, follow these steps:
    1. Log in to cuAnywhere Online Banking or the Advancial Mobile App
    2. Select Card Management > Card Controls
    3. Select or add the card in which you’d like to lock
    4. For cuAnywhere, click Lock or Unlock the card
    5. For the Advancial Mobile App, click the icon so that it shows Locked
    6. If you find your card, simply use the same steps to unlock it and begin using it again
    If you know your card has been stolen, follow these steps:
    1. Log in to cuAnywhere Online Banking or the Advancial Mobile App
    2. Select Card Management > Card Maintenance
    3. For cuAnywhere, click Block Lost/Stolen Card
    4. For the Advancial Mobile App, click Card Blocking
    5. Select the card in which you’d like to block and click Block or Submit
    If you are a current member and already have a Visa Rewards Plus credit card, you can transfer your balance through cuAnywhere® Online Banking or the Advancial Mobile App.
     
    1. Log in to cuAnywhere Online Banking or the Advancial Mobile App
    2. Select the credit card in which you’d like to transfer your balance
    3. Select Account Actions
    4. Click on the Balance Transfer icon
    You can initiate a balance transfer through cuAnywhere Online Banking by going to Card Management > Balance Transfer.

    You can also fill out a balance transfer form at your local branch or by calling our Member Service Center at 800.322.2709.
     

    Knowledge Center
    Credit Scores 101
    Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.
    January 18, 2023
    Ditch the Debt
    Getting out of debt may sometimes feel like digging out an entire beach with a child’s toy shovel. But ditching your debt is not impossible. First, it’s important to remember that not all debt is bad. Some debt helps you live a more fulfilling life.
    February 27, 2023
    Dos and Don'ts of Credit Repair
    If you've recently been rejected from a credit or loan application, it may be because of your credit score being too low. If that’s the case, there are a number of reasons why that may be.
    February 28, 2023
    Make a Plan to Reach Your Financial Goals
    Think about your financial goals for a moment. Do you picture yourself buying a home or taking a much-needed vacation? Are you focused on building a financial safety net or saving for retirement? Although challenges and setbacks may throw you off course, it’s easier to bounce back when you have a plan for reaching your goals.
    December 05, 2022
    1 After the 12-month introductory period, your APR will be 16.90%. APR=Annual Percentage Rate. 0% Credit Card Balance Transfer Terms and Conditions: Except as provided herein, only one 0% promotional APR balance transfer (“0% balance transfer”) is permitted every 12 months from the date of the last 0% balance transfer on your account. Multiple balances from other credit accounts may be combined into a single 0% balance transfer, but the balance transfers must be requested at the same time on our form. If you do not pay off a 0% balance transfer balance within 12 months of the transfer, the remaining balance will then be subject to the Standard Rate, and you will be eligible to request a new 0% balance transfer for a different credit account balance. If you pay a 0% balance transfer in full less than 12 months from the transfer, you will be eligible to request a new 0% balance transfer after payoff. Additional balance transfers may be requested up to your credit limit while you have a 0% balance transfer in effect, but they will be subject to the Standard Rate. Full terms and conditions for balance transfers and the 0% balance transfer offer are as provided on the Credit Card Balance Transfer Request form. The 0% balance transfer offer is subject to change or termination at any time without notice.
    2 Earn unlimited 1% rewards on all purchases up to $2,500 and unlimited 1.5% rewards on all purchases when you spend $2,500+ or make 25+ purchases in one statement cycle.
    footer wave background