Regular, IRA & Business Certificates
Minimum to open is $1,000.00
| Term | Dividend Rate | APY |
|---|
| 3 months | 3.31% | 3.36% |
| 6 months | 3.52% | 3.58% |
| 1 year | 3.66% | 3.72% |
| 18 months | 3.77% | 3.84% |
| 2 years | 3.84% | 3.91% |
| 3 years | 3.96% | 4.03% |
| 4 years | 4.19% | 4.27% |
| 5 years | 4.38% | 4.47% |
Regular, IRA & Business Junior Jumbo Certificates
Minimum to open is $25,000.00
| Term | Dividend Rate | APY |
|---|
| 3 months | 3.41% | 3.46% |
| 6 months | 3.62% | 3.68% |
| 1 year | 3.76% | 3.83% |
| 18 months | 3.87% | 3.94% |
| 2 years | 3.94% | 4.01% |
| 3 years | 4.06% | 4.14% |
| 4 years | 4.29% | 4.38% |
| 5 years | 4.48% | 4.57% |
Regular, IRA & Business Jumbo Certificates
Minimum to open is $50,000.00
| Term | Dividend Rate | APY |
|---|
| 3 months | 3.51% | 3.57% |
| 6 months | 3.72% | 3.78% |
| 1 year | 3.86% | 3.93% |
| 18 months | 3.97% | 4.04% |
| 2 years | 4.04% | 4.12% |
| 3 years | 4.16% | 4.24% |
| 4 years | 4.39% | 4.48% |
| 5 years | 4.58% | 4.68% |
Milestone Certificate
Minimum to open is $100.00
The Milestone Certificate is an add-on certificate that gives you the freedom to save at your own pace while still earning a premium rate. Features include:
- One-year term
- Open with as little as $100
- Add funds to your certificate at an Advancial branch, over the phone or through cuAnywhere® Online Banking
After the $100 opening deposit, you'll be rewarded with higher yields for each milestone you reach. Increase your savings and you'll increase your rate.
Money Musketeers® Starter Certificate¹
Minimum to open is $100.00
| Term | Dividend Rate | APY |
|---|
| Starter Certificate | 3.66% | 3.72% |
¹ Must meet age requirements to participate.
Dinero Teens® Starter Certificate¹
Minimum to open is $250.00
| Term | Dividend Rate | APY |
|---|
| Starter Certificate | 3.27% | 3.32% |
¹ Must meet age requirements to participate.
All IRA account types include Traditional and Roth IRAs.
The APY figure assumes the principal and earned dividends remain on deposit until maturity. Fees may reduce earnings. There is a penalty for early withdrawal.