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    Visa® Rewards Plus

    Finance your purchase with our low-rate Visa Rewards Plus credit card and enjoy better banking today!

    Spend smarter with a low-rate credit card.

    Visa Rewards Plus was designed to help you save! Enjoy 0% interest on all purchases for the first 6 months once approved. After that, your APR will be a low rate of 9.90%–16.90% based on creditworthiness.1

    Low Rates.
    Unlimited Rewards.

    • No annual fee
    • 0% intro APR for 6 months
      After that, 9.90%-16.90% based on creditworthiness
    • Unlimited reward points
    More on Visa Rewards Plus
    person about to transfer their credit card balance to Visa Rewards Plus with Advancial

    No Balance Transfer Fee

    Take advantage of our 5.90% APR for the first 6 months and no balance transfer fee with our introductory balance transfer offer. After that 6-month intro period, your rate will only be 9.90%-16.90% based on creditworthiness.1
    Apply Now!
    Credit Card Balance Transfer Terms and Conditions: The one-time introductory balance transfer offer is available for a single balance transfer request and expires ninety (90) days after the Account opening date. Multiple balances from other non-Advancial Federal Credit Union accounts may be combined into one 5.9% balance transfer request, provided the transfers are requested at the same time. Any portion of a 5.9% balance transfer not paid in full within six (6) months of the transfer date will thereafter be subject to the Standard Rate.

    More ways we set ourselves apart

    Enjoy the experience of fewer fees with your lower rate!

    No Foreign Transaction Fee

    No foreign transaction fee

    No Over-Limit Fee

    No over-limit fee

    No penalty rate

    Mobile app available

    What Our Members Say About Advancial

    James A.

    "Great service and family culture. Easy to work with and they make me feel valued."

    William A.
    "I am impressed with how smooth and convenient it was for me to set up an account."
    Ralph G.
    "Very helpful agents. The setup process was easy on all checking, savings, and credit card accounts. The loan process for my auto loan was smooth as well."

    Need Assistance?

    Our team is available to answer questions, clarify options, or help you explore other Advancial products.

    Call Us: 800.322.2709
    APR = Annual Percentage Rate
    Earn unlimited 1% rewards on all purchases up to $2,500 and unlimited 1.5% rewards on all purchases when you spend $2,500+ in one statement cycle.
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