Make a Payment

Knowledge Center

These resources will help you make more informed financial decisions. Our financial calculators, informative articles and other credit union resources will offer all the guidance you'll need.

Financial Calculators

Our financial calculators provide you with the tools you need to prepare for your financial future.

Use our Financial Calculators

Identity Theft

Identity theft occurs when someone steals your personal information and uses it for financial gain. Learn what you can do to protect yourself from identity theft.

Learn more about Identity Theft

Articles

Useful tips and information on credit unions to help you with a wide variety of important financial decisions.

View Articles

10 Terms Every Home-Buyer Should Know

Buying a home is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make. It’s important to understand these 10 essential terms so you’re ready to make smart decisions with your money.

  1. Adjustable-rate mortgage (ARM): A mortgage with an interest rate that can change over time. It typically has a low, fixed initial interest rate and then may adjust regularly either up or down depending on market conditions. It can’t exceed a set rate cap.
  2. Closing costs: Fees from buying a house from both the lender and third parties like inspectors, attorneys, surveyors and title insurance companies. These typically add up to 3%-6% of the total home price, though some of these charges are negotiable.
  3. Down payment: When you’re buying a home and financing it with a mortgage, most lenders require
Read the full article View all articles

Financial Calculators

Our top financial calculators provide you with the tools to make important financial decisions and reach your financial goals. Research auto loans, manage personal savings and plan for retirement within the financial sections below

*Completion of any of Advancial's Financial Calculators does not guarantee extension of credit and are provided as estimates only.

APPLY FOR A LOANREVIEW OUR RATES

Identity Theft Education

Identity theft is when someone steals your personal information, such as your name, Social Security number or credit card number, to commit fraud or other crimes. Nearly one in five Americans has become a victim of this crime. Identity theft can cost its victims valuable money, time and frustration.

benefit of pets

The benefits of pets

Pets are as “paw-pular” as ever! About 67% of U.S. households own a pet, which equals 84.9 million homes.1 That’s a lot of paws, tails and beaks!
Continue to Article
20% down on a home myth

The 20% Down Myth

Are you desperate to own a home of your own?
Continue to Article
What the Heck?! Dealing with a Difficult Sibling

What the Heck?! Dealing with a Difficult Sibling

If you have a brother or sister or multiple siblings, it’s inevitable that at some point you’re going to conflict with each other, regardless of how well in general you get along. You may find battling with a sibling annoying, stressful or even exhausting, but it’s a part of growing up.
Continue to Article

 


 
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue