Skip to Content (custom)

    Feel the freedom of a low-rate auto loan.

    Roll the windows down, crank the music up and cruise into summer with a low-rate auto loan.

    LEARN MORE Apply Now
    two people driving in a convertable on the open road

    Featured Rates

    Jumbo, 5 Year Term

    4.09%

    APY
    Certificates
    Certificates

    Rates as low as

    5.86%

    APR
    Auto Loans
    Auto Loans

    Rates as low as

    9.90%

    APR
    Credit Cards
    Credit Cards

    Rates as low as

    6.72%

    APR
    Mortgages
    Mortgages

    Quick Online Access
    cuAnywhere® Online Banking cuAnywhere® Online Banking
    Mortgage Account Access Mortgage Account Access
    My Loan Applications My Loan Applications
    One-Time Loan Payment One-Time Loan Payment

    Banking Designed for You

    Low-Rate Home Equity Loans

    Our home equity loans help turn your vision into reality by using the equity you've already built in your house— perfect for upgrades like a new kitchen, pool or patio. You can also use the loan to refinance high-interest debt, fund college or even plan a dream vacation!
     
    • Terms (3-15 years) for manageable monthly payments
    • Fixed rates for predictable budgeting
    • Lower interest rates than most consumer loans
    Learn More
    bird's eye view of a boat cruising through blue water

    Low-Rate Boat Loans

    Whether you’re cruising on a boat, zipping on a jet ski, or exploring new waters, we’ve got your financing covered. Enjoy the waves while we keep your budget afloat.
     
    • Same rates for new, used, or refinance
    • Low, fixed rates and monthly payments
    • Discounted rates when you sign up for automatic payments
    • Terms available up to 15 years
    Learn More

    High-Yield Savings Certificates

    Our Savings Certificates provide you with the higher returns you need with multiple term options to fit your specific situation, from three months to five years.
     
    • As low as $1,000 minimum balance
    • No maximum deposit
    • Multiple term options to fit your needs
    • Guaranteed rate that's safe from market downturns
    Open Now

    Best Credit Union in DFW



    Thanks to our incredible members, Advancial has officially been voted as the Best Credit Union in DFW!

    Discover the Advancial difference and the many advantages of banking with the best!

    Best of Acadiana

    We're extremely proud of our deep roots in Lafayette and the surrounding communities. We've been honored to be named Best Bank in Acadiana seven years in a row, 2018 - 2024, Best Financial Planning Services for two years in a row, 2022-2023, and Best Mortgage Lending Company in 2023. The Times of Acadiana Best Of contest honors the top people, places, and businesses in Acadiana - all chosen by members of the local community!

    Best of Allen

    Advancial has been named the Best Credit Union in Allen in the Star Local Media Reader's Choice Awards for four years in a row, 2021 - 2024. Readers choose the best businesses in their community and we are proud to have been chosen in Allen!

    Best of Katy

    Advancial is honored to have been named the Best Credit Union in Katy for four years in a row, 2019 - 2022. The contest was not held in 2023. Nominations and votes were provided by the local Katy community and we are truly proud to have earned this recognition!

    Best of Frisco

    Advancial has been named the Best Credit Union in Frisco in the Star Local Media Reader's Choice Awards for three years in a row, 2022 - 2024. Readers choose the best businesses in their community and we are proud to have been chosen in Frisco!

    Best of Mesquite

    Advancial has been named the Best Credit Union in Mesquite in the Star Local Media Reader's Choice Awards for four years in a row, 2021 - 2024. Readers choose the best businesses in their community and we are proud to have been chosen in Mesquite!

    Ready for better benefits, fewer fees, lower loan rates and superior service?

    Apply Now and Bank Better

    News & Knowledge Center

    Your Guide to Auto Loans
    Buying a car requires a lot of time and research. On top of deciding on the model and features you want, finding the right financing options can seem overwhelming. That’s why we’ve created this guide to help you navigate the process of financing your next set of wheels.
    September 01, 2023
    graphic of a person on their computer with the warning "beware - don't share."

    Dinero Teens: 3 Common Types of Fraud Targeting Teens — and How to Avoid Them
    Fraud is everywhere. From sneaky online scams to fake emails and text messages, fraudsters are always looking for ways to trick people into giving away their money or personal information.
    April 22, 2025

    Ways to Build Credit
    Perhaps you had good credit in the past, but now you’re experiencing a much lower credit score due to life choices or circumstances. Or, you may be building your credit for the first time. Whatever the situation, you can rely on Advancial to provide you with products that can help re-establish your payment history.
    January 30, 2023

    Savings Tips for Every Life Stage
    Whether you’re just starting out in your career or nearing retirement, maximizing your savings may help you reach your goals and overcome any financial bumps in the road.
    April 14, 2023

    Better Banking.
    footer wave background

    Leaving Advancial.org

    You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.