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    Dinero Teens Program

    With adulthood only a few years away, it’s important for teens to be prepared for financial independence.

    Dinero Teens is more than just a bank account.

    It's a robust financial education program that gives members ages 13 to 18 opportunities to learn more about personal money management. It also makes it easy for parents to monitor spending and transfer money to their teens using Advancial's Mobile App. When you do a youth bank accounts comparison, ours is simply the best.

    Not only will teens learn the ins-and-outs of banking, but they’ll also enjoy many extras that help them prepare for the future, such as:

    • Dividends on balances greater than $100
    • College scholarships to assist with educational expenses
    • A quarterly incentive drawing for $100
    • A quarterly newsletter filled with helpful financial information

    Dinero Checking

    Starting your teen on the path to financial success is important, and our Dinero Checking account is here to help. Dinero Checking is a perfect first checking account to teach your teen on how to manage their finances while giving you the peace of mind knowing you’ll be able to monitor their spending.
    Learn More

    Dinero Visa®

    Credit can be difficult to understand – especially for teens who are new to managing their finances. That’s why we created the Dinero Visa to help introduce teens to credit cards safely and responsibly, while making it simple for parents to monitor spending and provide guidance.
    Learn More
     

    Carl R. Young Memorial Scholarship

    Every spring, Dinero Teens members who are graduating juniors or seniors are eligible to apply for a chance to win one of four $2,500 scholarships. Named in memory of our longtime board member and volunteer, Carl R. Young, our hope is that this scholarship helps Advancial's young members succeed the way that Carl helped our credit union for so many years. Carl’s dedication and commitment to Advancial and our members was a vital part of our growth and success. His wisdom and long-term perspective helped guide and shape Advancial through many transitional moments in our history, and with this scholarship we honor his contributions and his memory.

    This contest is designed to allow them to show their creativity and passions for a chance at earning cash for college.

    Available application submissions

    • Essay
    • Illustration
    • Musical piece
    • Poem
    • PowerPoint or Prezi
    • Video
    The 2024 Carl R. Young Memorial Scholarship is open for applications from April 2, 2024 to May 25, 2024. 

    Eligibility:
    1. Applicants must be members of Advancial Dinero Teens.
    2. Applicants must be graduating high school juniors or seniors.
    3. Funds must be used for educational expenses at an accredited institution.
    4. Employees and volunteers of Advancial and its affiliates and their family members are not eligible to apply.
    When you are ready to submit your application, please click here to email us the application form and your submission. You will receive a confirmation email within two business days. 

     

    Dinero Teens Newsletter

    Dinero Teens: Check-Writing 101
    In an era of digital payments, you may not regularly need to write a check to complete a purchase. But at some point, you will likely want or need to write a check because it’s the best option available.
    October 03, 2023
    Dinero Teens: How to Make Money Management Less Confusing
    If you think managing your money is challenging, you’re not alone! Nearly three-quarters of teens (74%) say they’re not confident about their personal finance knowledge, according to a recent survey.
    August 30, 2023
    Dinero Teens: What's a Credit Score?
    While you may know a lot about test scores, how much do you know about credit scores? One day, these scores will have an important influence over financial matters in your life, so it pays to learn about them sooner rather than later.
    September 18, 2023
    Dinero Teens: Why Advancial Versus Other Alternatives?
    Life is full of choices, including whether to bank with a credit union, like Advancial, or a traditional bank. Unlike banks, credit unions like Advancial are not-for-profit organizations that exist exclusively to serve their members.
    February 24, 2023
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