Skip to Content (custom)

    Savings Account

    You save it. We'll keep it safe.

    Establish Your Membership and Own Your Money

    By opening a savings account, you establish membership with Advancial. As a not-for-profit credit union, this also means your membership makes you a part owner of Advancial.

    $5 minimum deposit to open
    $100 minimum balance to earn dividends
    No monthly service fee
    Recommended for everyone
    This account gives you access to all of the great products and benefits that Advancial has to offer.
    Access your money
    Up to six withdrawals are permitted per month as governed by Regulation D. Withdrawals at ATMs or in person are unlimited.

    Put Your Savings to Work

    Savings Certificates, Money Market Accounts, IRAs, and Investment Services are available for members interested in diversifying their savings and earning higher returns.

    Frequently Asked Questions about

    Savings Account

    The minimum balance is $5. The minimum balance to earn dividends is $100.
    Yes, we created the Money Musketeers Program to educate children under the age of 12 about the importance of saving.

    We also offer the Dinero Teens Program for ages 13-18, which includes a savings account, checking account and the opportunity to apply for a Dinero Visa® at age 16. An adult is required to be a joint owner of the Dinero Visa.  
     
    Savings withdrawals are governed by Regulation D, a rule established by the Federal Reserve. This regulation states exactly how many withdrawal transactions can be made on each type of savings account.
    • Withdrawals or transfers made at the ATM
    • Transactions made in person at a branch
    You can make up to six (6) withdrawals on your savings account per month. Note: Transferring money from your savings to a checking account will count as one of the six transactions.
    Visit your local branch or call our Member Service Center at 800.322.2709 to request an ATM card.
    A Checklist for an Organized Estate
    Estate planning is a smart thing to do to protect your assets and ease an already difficult time for your loved ones. However, starting the process and executing it effectively can be challenging. Making plans for distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your loved ones are prepared.
    July 19, 2022
    Credit Scores 101
    Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.
    January 18, 2023
    Ditch the Debt
    Getting out of debt may sometimes feel like digging out an entire beach with a child’s toy shovel. But ditching your debt is not impossible. First, it’s important to remember that not all debt is bad. Some debt helps you live a more fulfilling life.
    February 27, 2023
    Dos and Don'ts of Credit Repair
    If you've recently been rejected from a credit or loan application, it may be because of your credit score being too low. If that’s the case, there are a number of reasons why that may be.
    February 28, 2023
    footer wave background